It’s that time of year! Back-to-school shopping is well under way and you will probably spend way too much on school supplies. How can you make better choices this school year?
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If you have ever applied for a credit card and have been rejected you were probably worried that meant something was wrong with your finances. So what effect, if any, does a rejection have on your finances and what does it mean to be rejected?
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Most of us have been there - you lost your credit card. What should your first step be to make sure you don’t lose money or your identity?
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As more and more of our lives end up online protecting our identity is harder and harder. Though it may seem daunting, there are still a few things we can do to protect ourselves.
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In the 21st century having a credit card is almost a requirement. How can you use your credit card without making the mistakes millions often do?
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Summer is the time for relaxing and exploring. If you are headed overseas this summer there are a few things about your credit cards you should know before you leave.
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A decade ago finances were in dire straits as the country was plunged into a recession. How have we fared since then? Probably better than you think.
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There are many factors that go into determining your credit score. One of the biggest factors is your credit utilization. Your credit utilization ratio makes up about 35 percent of your credit score - one of the biggest factors along with payment history.
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Are you looking forward to getting away? Have fun this summer by planning a road trip that will bring you joy and not strain your wallet.
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How prepared are you for the unexpected? If you are like most Americans then you aren’t very prepared at all. Starting an emergency fund is not only a strong financial move but also one that can help give you some peace of mind.
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One of the best parts of summer is the opportunity to travel! Whether you like going somewhere with sandy beaches or places full of history and culture one thing you don’t want to bring home is a ton of credit card debt.
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You’ve decided that you are going to work on paying down your debts - that’s great! But where on Earth do you start finding money in your every day life?
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We all know that on-time payments and low balances are the key to a high credit score but what impact, if any, does the variety of credit and debt have on the score?
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You are taking the time to clean your home, your car and maybe even your wardrobe - but what about your wallet?
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Your credit score is made up of a myriad of factors to determine your credit health. What role do on-time payments play in that formula?
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We all have a tendency to get a little out of control with our spending from time to time. One thing that can put it all into focus for us is creating a budget. Never has this been easier with a number or programs and apps that can track and manage your finances.
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When you are preparing a strategy to tackle debt there are so many options to consider. One of these is debt consolidation.
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Like many of us you have probably thought about what the best approach is when it comes to paying down debt. One solution is to take out a personal loan to pay down credit it cards - but is it more harmful than helpful?
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Sticking to a budget isn’t always easy - especially if you are used to buying whatever you want whenever you want it. But a little commitment and some simple helpers can make you more financially sound in no time.
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When you are getting your finances in order every little bit of extra cash helps. This tax season make sure you are getting the most out of your return!
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