If you've been looking to improve your credit you are probably familiar with many terms that affect your credit score - one being a hard inquiry. What exactly is a hard inquiry and what does it mean for your credit?
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In 2015 the US joined Europe and much of the world in utilizing EMV technology on credit and debit cards. But why exactly did we add those little computer chips to our cards?
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If your wallet is stuffed or you've finally paid off that troublesome balance canceling a credit card can seem like the smart thing to do. But is it really the best idea for your credit?
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Dealing with a low credit score is a reality for millions of Americans. And while there are many pieces that go into building your score there is one that holds the most weight - making on-time payments.
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It has an enormous impact on your credit score but how much do you know about your credit utilization ratio?
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Still contemplating freezing your credit after the Equifax breach last year? Well now you've got another shot to do so without a fee.
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We've all been at the checkout at our favorite store when the cashier asks if we would like to save additional money by opening a credit card with that store. What should you do?
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They may look the same but the way a debit card functions is a great deal different from its credit counterpart.
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If your New Year's resolution is to get yourself in financial shape adding more to your debt is the last thing you are looking to do. But once you pay down those cards how can you avoid paying interest in the future?
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Are you struggling to make a real dent in your credit card balances? According to recent data you are not alone.
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One of the more confusing and frustrating parts of having a credit card is the interest rate. How can you get a lower one? How does it actually work?
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You don't have to have years of debt or poor financial habits to have a low credit score. While you can't fix everything overnight there are a few simple habit changes that can get you on an upwards trajectory and help you stay there.
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Since the Equifax breach many people are taking a good hard look at what they are doing to protect themselves from identity theft. One tool people are flocking to in droves is LifeLock.
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The Equifax breach earlier this year exposed the personal and financial information of nearly 150 million Americans. If your information has been compromised it may not be immediately apparent and can take some time to get into the wrong hands. So what can you do in the meantime?
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Every time a credit card is marketed to you the phrase 'balance transfer' is always prominent. But what exactly is a balance transfer?
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If you have been in tune with the news lately chances are you've heard of the major breach of personal and financial information at Equifax. What steps should you take to make sure your finances are protected?
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A credit card is something everyone has but not everyone understands how to use. How can you manage your credit card debt and avoid colossal fees?
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So you are trying to get your credit in order. Naturally you may think getting rid of as many accounts as possible can only be a positive thing...right? Wrong.
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