Unless you are using all cash you will need to get approved for a car loan and make payments over a number of years. But getting approved for a loan is not always a cut and dry process, especially if your credit isn’t perfect.
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There are a few big ticket items that most people will purchase at some point in their lives. To make the best possible choices you need to effectively plan before you sign on the dotted line.
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Identity theft is one of the most prevalent financial crimes to befall ordinary people. But what exactly is it and what does a thief actually do with your stolen information?
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Just when you thought the summer was starting, kids are rushing out to pick up pens and binders and the latest gadgets for their next year of school. This year approach your back to school shopping with a little more strategy to ensure that you stay on budget.
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Identity theft is one of the most stressful things that can happen to someone. Any kind of financial fraud can leave you buried under a web of confusing paperwork and legal issues, but if you act quickly you can cut it off before it gets too out of control.
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One of the best ways to build up your financial portfolio is to start investing. Investing can mean having a 401(k), an IRA or getting involved in the stock market. Whichever you choose, there are a few practices and habits you will want to avoid if you want a successful return.
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Debt is a part of life but many of us have gotten too comfortable with high balances and maxed out credit cards. Getting out of oppressive debt is a lifestyle change for sure, but it is something achievable with the right mindset and the right expectations.
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Your credit score may feel like an enigma but it is made up of a few major components that are pretty easy to understand. One of these things is your credit utilization.
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One of the most important things you can do to take control of your finances is to create and stick to a budget. But there are some times in life when you have to revisit and make changes to that budget.
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How organized are your finances? If you were to find yourself in a tricky situation and needed to find a document would you be able to locate it quickly?
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Do you have a savings account? There is no shame in saying no and it is not too late to start one! A savings account is an important part in good financial habits and an easy way to keep your money organized.
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At this point it seems like most of us will be making payments on some kind of student loan for the next few decades. So what, if anything, can you do to make the payment process faster or easier?
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If the pandemic taught us anything it’s that the world can change in a heartbeat. One of the most important places we can bring that lesson is into our finances and our emergency savings.
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If you are looking to open a new credit card you never have to look very far - you probably have a few applications in your mailbox right now. But when you are looking for a new card what kind of things should you look for?
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If you’ve ever taken out a loan or have had a child or relative take out a loan you’ve probably heard the term “guarantor.” But what exactly is a guarantor on a loan?
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When you think about credit you probably think about credit cards. One of the most common questions people ask is how many credit cards should one person have? The answer is a little complicated.
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We’ve all been cooped up for over a year so summer 2021 has everyone thinking one thing - vacation! Even with the enthusiasm that comes with life opening back up you will still want to stay on budget as you hit the beach.
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Financial scams are all too common these days and unfortunately fraudsters tend to target the most vulnerable among us -- the elderly. So how can you make sure your elderly friends and relatives don’t get taken advantage of?
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Taking charge of your credit starts with first understanding it. So how do you get started staying on top of your credit?
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Credit scores are fickle things. You would think the less debt you have the better but that can often be the opposite of true. So how can you have more loans but better credit?
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