At one time each and every one of us had little to no credit. So if you are in that position now, how can you take steps to build up your credit in a positive way?
If you have attended college in the past couple of decades chances are you have some kind of student loan debt. Some people walk away with only a few thousand dollars of debt while others graduate with hundreds of thousands of dollars of debt. Regardless of the total amount you owe, how do student loans affect your credit going forward?
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When you have decided to tackle your damaged credit it may seem like an insurmountable feat, after all it took years of damage to get to that point. But even the worst credit isn’t a lost cause, you can always recover your credit to a point.
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Taking charge of your credit starts with first understanding it. So how do you get started staying on top of your credit?
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Credit is something that affects every one of us but how many of us actually know how it works? Before embarking on a journey to a good score it helps to understand what credit is and what it tells banks about your financial history.
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One key path to better financial standing is better financial understanding. When was the last time you saw your credit report?
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If you’ve ever been worried about your financial security you’ve probably thought about putting a freeze on your credit. Now you can do so without a fee.
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Life is busy; we all can't be on top of everything all the time. Making on-time payments on your debts are crucial to maintaining a good credit score so how can you make sure you never forget a payment again?
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