How organized are your finances? If you were to find yourself in a tricky situation and needed to find a document would you be able to locate it quickly?
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Do you have a savings account? There is no shame in saying no and it is not too late to start one! A savings account is an important part in good financial habits and an easy way to keep your money organized.
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At this point it seems like most of us will be making payments on some kind of student loan for the next few decades. So what, if anything, can you do to make the payment process faster or easier?
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If the pandemic taught us anything it’s that the world can change in a heartbeat. One of the most important places we can bring that lesson is into our finances and our emergency savings.
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If you are looking to open a new credit card you never have to look very far - you probably have a few applications in your mailbox right now. But when you are looking for a new card what kind of things should you look for?
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If you’ve ever taken out a loan or have had a child or relative take out a loan you’ve probably heard the term “guarantor.” But what exactly is a guarantor on a loan?
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When you think about credit you probably think about credit cards. One of the most common questions people ask is how many credit cards should one person have? The answer is a little complicated.
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We’ve all been cooped up for over a year so summer 2021 has everyone thinking one thing - vacation! Even with the enthusiasm that comes with life opening back up you will still want to stay on budget as you hit the beach.
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Financial scams are all too common these days and unfortunately fraudsters tend to target the most vulnerable among us -- the elderly. So how can you make sure your elderly friends and relatives don’t get taken advantage of?
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If you are trying to pay off your credit cards then naturally you may think closing as many accounts as possible will only help your credit. Well, you would be wrong about that! Even if they are empty keep your credit cards open if they don’t have any annual fees attached.
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According to Experian more than 30 percent of Americans have credit scores of 601 or lower, which is considered bad credit. Aside from applying for a mortgage how does that score actually affect you?
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Taking charge of your credit starts with first understanding it. So how do you get started staying on top of your credit?
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Bad credit can sneak up on you. You may think a late payment here-and-there is no big deal but little things can build up fast and can be difficult to reverse. Here are five common things that can kill your credit score...
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Credit scores are fickle things. You would think the less debt you have the better but that can often be the opposite of true. So how can you have more loans but better credit?
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Credit is something that affects every one of us but how many of us actually know how it works? Before embarking on a journey to a good score it helps to understand what credit is and what it tells banks about your financial history.
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The first step to getting a hold on your finances is understanding all the key terms associated with borrowing, loans, credit and debt. Even the simplest terms deserve a little more attention when it comes to understanding your finances.
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You are bombarded by the term constantly when logging into your online banking, but what does debt consolidation actually mean, and is it a good thing?
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The last year has been a tough one for everyone. COVID-19 has upended normal life for everyone, especially those struggling to make ends meet already. So what lessons can we take away from this unusual ordeal?
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If you are getting your finances together or planning some home renovations you may consider taking out a personal loan. Don’t be afraid! A personal loan can be a great move under certain circumstances — here are a few.
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As the pandemic rages on Americans will get another, albeit smaller, stimulus check. What should you do with this sudden $600 payment?
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