Every time you open a credit card or have your credit queried you receive a ‘credit inquiry.’ These record requests aren’t always benign and can add up to do damage to your credit score. So how many does it take to start to hurt your score?
Read MoreCredit card companies love to tout the perks that come with their cards to get you to open one with their company. But these perks are often just a sales gimmick and not something you should be basing your decision on.
Read MoreYour credit score may feel like an enigma but it is made up of a few major components that are pretty easy to understand. One of these things is your credit utilization.
Read MoreIf you are looking to open a new credit card you never have to look very far - you probably have a few applications in your mailbox right now. But when you are looking for a new card what kind of things should you look for?
Read MoreWhen you think about credit you probably think about credit cards. One of the most common questions people ask is how many credit cards should one person have? The answer is a little complicated.
Read MoreCredit is something that affects every one of us but how many of us actually know how it works? Before embarking on a journey to a good score it helps to understand what credit is and what it tells banks about your financial history.
Read MoreThe first step to getting a hold on your finances is understanding all the key terms associated with borrowing, loans, credit and debt. Even the simplest terms deserve a little more attention when it comes to understanding your finances.
Read MoreCongrats! You’ve paid off a credit card. Aside from celebrating (which you should) you will also want to do a couple of other things to make sure you keep that zero balance.
Read MoreIf you have a credit card you probably have some sort of monthly credit score monitoring on your online account dashboard. The number probably doesn’t change too much but sometimes it does - a lot. How do you figure out why the number changed?
Read MoreSometimes the unthinkable can happen and you can take a sudden financial hit. When the ordeal has passed and only the debt is left how do you start paying it off effectively?
Read MoreIf you are looking to buy a house or make an important financial move your credit score becomes an important reflection of your credit history and reliability. But what exactly is considered a good score?
Read MoreOne key path to better financial standing is better financial understanding. When was the last time you saw your credit report?
Read MoreIf one of your New Year’s resolutions is to boost your credit score you are in good company! We’ve got a few suggestions on how to get started January 1 and keep it going for the 366 days (leap year) of 2020.
Read MoreLife, not unlike your finances, changes over time. Chances are you may have outgrown your current credit card. But what questions should you consider before applying for a new one?
Read MoreWe are all used to hitting ‘agree’ on those pesky terms and conditions that popup on every app or website. But when it comes to your credit, reading those terms and conditions is essential to getting the best card for your lifestyle.
Read MoreThere are many options when it comes to borrowing money. One of those ways is utilizing a joint credit card account.
Read MoreIf you have ever applied for a credit card and have been rejected you were probably worried that meant something was wrong with your finances. So what effect, if any, does a rejection have on your finances and what does it mean to be rejected?
Read MoreMost of us have been there - you lost your credit card. What should your first step be to make sure you don’t lose money or your identity?
Read MoreAs more and more of our lives end up online protecting our identity is harder and harder. Though it may seem daunting, there are still a few things we can do to protect ourselves.
Read MoreThough you might think of your credit as one thing it actually exists in three forms at three different credit bureaus. What does this mean for you?
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